Continue examining sometimes observe exactly what Sofi gives you the several months. We refinanced with Sofi in to a 5.35% rate (5.1% after the auto-spend interest discount) with a good 10 season loan (
$125k harmony). Then i refinanced with Sofi once more into a great cuatro.0% interest (3.75% adopting the car-pay dismiss) which have a good eight year mortgage (
Simply something you should recall keep checking straight back with the costs since it cannot pricing anything to remain refinancing with Sofi. SaguaroSpines toward reddit, 8/
The guy confirmed that loans is received within XXXX XXXX XXXX XXXX which family savings XXXX try within the name XXXX XXXX
So much more unfiltered consumer ratings out-of SoFi are available from the TrustPilot (cuatro.6 regarding 5), and you will ConsumerAffairs (dos.8 regarding 5).
SoFi User Issues
Once the individual financial institutions, education loan refinancing loan providers fall into the online personal loans OH fresh new legislation of the User Financial Cover Bureau (CFPB), a national agencies. Within its goal, the CFPB lets people so you can journal specialized grievances. These types of issues try in public available on the new CFPB specialized website.
Due to the fact , users has actually recorded 1,296 grievances regarding SoFi to own normally one (1) ailment most of the three (3) days; that’s almost 15 moments the typical every single day grievance speed among assessed loan providers. One of many 601 complaints that have public narratives, about 58 (9.65%) reference student loan refinancing.
Consumers file this new yearly exact carbon copy of one to (1) problem for every single $5.326 million in projected business revenue or that (1) problem per 16 professionals.
The allegations made in these complaints are unverified, are not necessarily member of all consumers’ experiences with SoFi, and get consist of dated guidance (about rates, bonus offers, etc.). Note that a lender with a large customer base is likely to also have a higher number of complaints when compared with smaller lenders.
Less than we integrated about three (3) of the most extremely present and you can related issues (during this composing) in which the user consented to revealing the facts.
On XXXX I received a text message from phone number XXXX that my SOFI loan was in process, but that additional information was required to secure the loan. The message included a link to complete the application. I had not started a loan application or any inquiry into a loan application and I assumed this was a fraudulent text. I replied STOP to opt out of any future correspondence. Aprox. On XX/XX/22 I received multiple calls from XXXX phone number XXXX requesting information to complete another loan application. This prompted me to check my credit report. Upon which time I noticed that SOFI had pulled my credit on XX/XX/22. I called SOFI and learned that a personal loan in the amount of <$1>had been dispersed to XXXX XXXX XXXX XXXX XXXX XXXX XXXX. SOFI had all of my personal information on file ( XXXX, XXXX, Home Address, Phone, etc. ) I notified SOFI that this was a case of identity fraud and as of XX/XX/22 my case was being reviewed by their Fraud Dept. I called XXXX XXXX XXXX Bank and spoke to XXXX XXXX ( phone XXXX ) who works in their Fraud Dept. SOFI keeps forwarding me to their Fraud Investigative Team phone number ( XXXX ) that goes straight to voice mail. I can not get a valid case number or confirmation number and they will not give me a phone number or email address to call them directly. The funds have already been dispersed and I want this transaction wiped from my credit and all of my personal information removed from XXXX XXXX.